BKN301 has scored a double breakthrough that reshapes the group’s trajectory and cements its position among the most dynamic players in the European fintech ecosystem. The company — with offices in London, Milan, San Marino and Doha — announces a new credit facility secured from funds managed by BlackRock, alongside the strategic acquisition of Planky, a UK tech company specialising in AI, open banking and high-precision analytics.
This new capital strengthens the recent Series B round, bringing the total amount raised to €33 million. A figure that confirms the strong interest of international investors in the group’s modular “Fintech Architecture Provider” model and its ability to scale rapidly across EMEA markets.
With Planky now part of the group, BKN301 integrates a proprietary artificial intelligence and machine-learning platform capable of generating real-time financial insights, behavioural scoring and predictive analytics.
This marks a significant upgrade to the platform: financial institutions, corporates and fintechs leveraging BKN301’s infrastructure will be able to deliver faster, more personalised and more intelligent digital banking services — while maintaining the highest standards of compliance and scalability.
“This is a defining moment in our growth,” said Stiven Muccioli, Founder & CEO of BKN301. “With the new financing and Planky’s AI capabilities, we are accelerating toward our vision of a next-generation fintech infrastructure: intelligent, open, and built to expand financial inclusion across emerging markets.”
With the Planky acquisition and the extended Series B, BKN301 strengthens its development roadmap for the next 18 months, focused on three strategic axes:
• AI acceleration: enhanced analytics and native machine-learning capabilities;
• Institutional partnerships: expanded collaboration with banks and financial institutions across Europe, the Middle East and Africa;
• Targeted M&A: acquisitions aimed at accelerating innovation and consolidating presence in strategic markets.
“We are building the new rails of financial innovation,” Muccioli added. “AI is rewriting the rules of the financial sector, and BKN301 is at the forefront — combining intelligence, scalability and regulatory readiness to help clients innovate faster.”
BKN301’s value proposition is based on a cloud-native, fully modular architecture built on three core components:
• API Orchestrator — connects core banking, open banking, payments, AI and GenAI;
• Data Decoupling Layer — standardises data, enhances resilience and creates an AI-ready foundation;
• Business Logic Engine — the functional heart of the infrastructure, flexible and vendor-neutral.
The result is a model that enables financial institutions to innovate without disrupting existing systems, speeding up time-to-market and ensuring long-term scalability.
With BlackRock on board, a strengthened Series B and an AI-driven company like Planky fully integrated into the ecosystem, BKN301 sends a clear message to the market: the group is not just growing — it is building a new global fintech infrastructure, designed to connect, innovate and enable inclusion.
A major step forward, and a clear sign of maturity for a company that began its journey in San Marino and now speaks the language of international fintech.
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